Renfrewshire Council

On this page:

• Help with paying your bills or mortgage
• Help with paying your rent or housing costs
• Benefits you could claim
• Pension credit
• Emergency and crisis payments
• If you don't have any money for food
• Free school meals and clothing grants
• Help with paying for a funeral
• Who to ask for advice and support

Help with paying your bills or mortgage

It's important to get the right advice as soon as you know you will struggle to pay your bills or your mortgage.

You should speak to your bank, energy supplier, our Council Tax team and any other organisation you are due to pay. Most organisations have ways to support you to change how you pay your bills or mortgage right now. 

Find out if you can get help with energy bills and what to do if you are struggling to pay your energy bills.

Find out about help with broadband and phone bills (social tariff). Social tariffs are cheaper broadband and phone packages for people claiming benefits such as Universal Credit, Pension Credit.

Help with paying your rent or housing costs

If you're a council tenant, let us know if you have problems paying your rent.

If you rent from a private landlord and you can't pay your rent, there are temporary temporary emergency measures from the Scottish Government to support you.

You could also apply for a Discretionary Housing Payment (DHP), you're temporarily struggling to pay your rent or you do not have enough money to pay for a deposit, rent in advance or removal costs. If you have any queries about Discretionary Housing Payments, email our Benefits team at benefits.finit@renfrewshire.gov.uk.

You can also find out about your housing rights in the cost of living crisis, including the rent freeze, eviction ban and housing costs, on the Shelter Scotland website.

Benefits you could claim

You should apply for any benefits that you are entitled to.

This can include:

• Universal Credit if you are on a low income or out of work
• Housing Benefit to help with your rent, if you qualify for it
• Council Tax reductions

Pension credit

If you're over State Pension age and on a low income, you may be eligible for Pension Credit.

Pension Credit can help with living costs, housing costs or service charges. You can get Pension Credit even if you have other income, savings or own your own home.

Pension Credit tops up the pension of anyone over the State Pension age who is eligible for it, helping them with rent and other housing costs. It can be claimed even if someone has other income, savings or owns their home.

It can also be backdated by up to three months, which would mean anyone claiming now could receive the Winter Fuel Payment.

Renfrewshire Citizens Advice Bureau and our Advice Works team can help you check if you're entitled to Pension Credit, the Winter Fuel Payment and other benefits.

You can also find out about Pension Credit on the GOV.UK website.

Emergencies and crisis support

If you've had an emergency or are in crisis, you may be able to get help from one of these funds:

• a Crisis Grant to help cover living costs in the case of an emergency, or to cover living costs and replace household goods as a result of a disaster such as a fire or flood.  
• a Community Care Grant to help cover the costs of setting up or maintaining a home and to support individuals and families facing exceptional pressure.

If you don't have any money for food

You can apply for Universal Credit or a Crisis Grant from the Scottish Welfare Fund.

If you have children, you can apply for a Best Start Foods payment from Social Security Scotland.

Renfrewshire Foodbank can also help you with food if you are in crisis.

Free school meals and clothing grants

You may be able to apply for  if you are a parent or guardian of a child and are in receipt of particular benefits.

Help with paying for a funeral

Find out if you can get help with the cost of a funeral, including applying for Funeral Support Payment or getting financial support from a benevolent fund.

Who to ask for advice and support

You can contact the Advice Works team for free, impartial and confidential advice about money and debt.

The Renfrewshire Citizens Advice Bureau is a local, independent charity that provides free, impartial and confidential advice and information that will give you the tools you need to sort out any issues or problems. You can call them on 0141 889 2121.

The family wellbeing service can also offer advice and support. They have a drop-in session or you can contact them online to get help.

These organisations and services can also help with money issues:

• Money Helper website
• Renfrewshire Foodbank
• Universal Credit
• Social Security Scotland
• TV Licensing for payment plans and concessions.

If these issues are affecting your mental health, find out where you can get help and support.