Renfrewshire Council


Money hack: how you can easily make savings

These top tips can help you reduce your outgoings, so you can save that spare bit of cash.

Sometimes it is the simple things that we can do that have the biggest impact on our wallets.

Our top money saving tips:

  • Shop around to find the best deals for your gas, electricity and telephone. It's amazing what savings you can make by doing this alone.
  • Don't leave appliances on standby - this still costs money.
  • Turn lights off when you go out of the room.
  • Adjust the timer switches on your heating so it comes on just before you come home.
  • When you are thinking of buying something, ask yourself whether it's something you 'need' or something you 'want'.
  • Take advantage of special offers and money-off coupons.
  • Work out a personal budget...we can help you.


Why should you save?

  • To plan ahead for unexpected circumstances.
  • To provide security for the family.
  • For a financially comfortable retirement.
  • For a specific item that you want to purchase in the future.


Three steps to help you start saving

  • Set a saving goal. What are you saving for and how much do you want to save?
  • Work out how much you can afford to save.
  • Decide on how and where you will save your money, for example, setting up a standing order or paying cash into a savings account or credit union.


Published: Saturday 10 November 2018