Renfrewshire Council


If you have a little bit of money left over at the end of the week or month, then you have a head start to saving.

You could start saving this amount on a regular basis.

However, if you don't have anything left then you can still save. It's not easy to change the amount of money you have coming in but most people can reduce what money goes out.

Money saving tips

These are a number of hints and tips that may be able to help you reduce your outgoings, leaving a little bit of spare cash to save:

  • Shop around to find the best deals for your gas, electricity and telephone. It's amazing what savings you can make by doing this alone.
  • Don't leave appliances on standby - this still costs money.
  • Turn lights off when you go out of the room.
  • Adjust the timer switches on your heating so it comes on just before you come home.
  • When you are thinking of buying something, ask yourself whether it's something you 'need' or something you 'want'.
  • Take advantage of special offers and money-off coupons.
  • Work out a personal budget...we can help you.

Reasons to save

There are many reasons people choose to save, including:

  • To plan ahead for unexpected circumstances.
  • To provide security for the family.
  • For a financially comfortable retirement.
  • For a specific item that you want to purchase in the future.

3 steps to help you start saving

  • Step 1 — Set a saving goal. What are you saving for and how much do you want to save?
  • Step 2 — Work out how much you can afford to save.
  • Step 3 — Decide on how and where you will save your money, for example, setting up a standing order or paying cash into a savings account or credit union.

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